You don't need to figure it all out alone. Just find someone who explains things well. You don't need a genius.
What does a financial consultant even do?
You don't need to know everything. Just good advice. The best ones make it easy.
No fancy terms needed. Keep it straightforward. The good ones listen first.
Easy ways to start searching
Ask people you trust. Check local places. Look online but check reviews.
But ask questions. Independent ones might have more options. Don't pick the first one.
Easy ways to know they're good
Ask how they get paid. Not just anyone. Good ones stay in touch.
See if they don't confuse you. But new ones can be good too. No pushy sales.
Things that mean walk away
If they sound too good. Good ones are upfront. Bad ones only want commissions.
If they don't listen. Not hard to understand. The worst ones won't give time.
Simple ways to get the most help
They can't help if they don't know. No dumb questions. Check in regularly.
Follow their advice when you understand. Helps them help you. The best ones change plans.
Simple ways to start
You don't need to know everything. That's what matters. Check options|The right one is out there|You'll find them}.
Don't wait until it's hard. You'll feel better about money. Just understand more find good help.